Florida High Risk Auto Insurance

                          High Risk Auto Insurance Team

    Staybull Insurance provides auto insurance all across the state of Florida for individuals considered to be high risk. Our company is an independent agency that can quote your high risk auto insurance with many major Florida carriers to find you the best rate for your particular situation. We have great markets available for people with bad driving records and recent claims. We also have markets available for people that have two PIP claims in the past. Our agency utilizes the latest technology to provide high risk auto insurance efficiently at the best rates possible. Feel free to use our chat with an agent feature if you have any questions.

Read Our Customer Reviews On Google

Cheryl BradfordCheryl Bradford
14:07 20 Feb 22
Always Great Service!
Kara KoolageKara Koolage
14:39 13 Mar 21
I have had an outstanding experience with Staybull Insurance. Their quick response time and thorough search to find me the best rate, was greatly appreciated. I highly recommend using Staybull!
Kacy KoolageKacy Koolage
21:35 11 Mar 21
Staybull has been great to work with! I was able to lower my rate by almost half!!! Always available to answer any questions I have had as well as just helping me through the process in its entirety! Thanks Staybull!
Yolanda MillsYolanda Mills
17:20 22 Feb 21
Awesome experience. Not their client but got superb service
Arsenio WeissArsenio Weiss
19:23 22 Dec 20
Great customer service with quick response timing on any questions asked..very thorough and friendly staff, highly recommended 👌


Driving Records – Bad driving records play a big role in insurance rates. Your driving record includes any speeding tickets or any other infractions you have been ticketed for in the past. Some violations are more costly than others and can raise your rate more. Insurance companies see you as high risk when you have more violations than the average person.

Claims History – Claims histories also play a big role in insurance rates. The more claims you have on your record, the higher your rate will be. If you have claims on your record insurance companies think you are more likely to have another claim in the future.

Credit History – Unfortunately insurance is also based on credit history. The insurance companies think that people with bad credit are more likely to get into an accident or have a claim.   

PIP Claims – Insurance companies often consider individuals with prior personal injury protection claims to be high risk. This is due to high rates of PIP fraud in Florida. Some insurance companies will not offer you coverage if you have a PIP claims on your record.  


Electronic signatures – For your convenience we utilize electronic signatures so you can get a quote and purchase insurance without ever setting foot in our office. Applications can be electronically signed from any computer or smartphone. We are also able to provide you insurance cards immediately via e-mail.

SR22 and FR44 filings – If the State of Florida is requiring you to have an SR22 or FR44 filing we can help! Filings are submitted electronically in a timely and efficient manner.

High risk auto insurance companies – Staybull Insurance writes policies for many insurance companies that accept high risk drivers. 

Customer Service – We pride ourselves on providing exceptional customer service to our clients. We understand that our jobs depend on keeping you happy!