Bad Driving Record? You Can Still Secure Auto Coverage in Fort Lauderdaleadmin
Staybull offers high risk auto insurance in Fort Lauderdale, Florida.
If you have a bad driving record, then it can be tricky to find an insurer willing to cover you. Fortunately, the experts at Staybull offer high risk auto insurance to drivers all over the state of Florida, including the city of Fort Lauderdale. As an independent agency, we at Staybull have the flexibility and options to offer our clients the coverage they need, no matter what has happened in the past. Read on to learn more about our high risk auto insurance in Fort Lauderdale.
- What is High Risk Auto Insurance?
High risk auto insurance is car coverage designed for drivers with past driving violations, inexperience behind the wheel, poor credit, or other characteristics that cause standard carriers to deny them coverage.
- What Makes Me a High Risk Driver?
As previously mentioned, there are many reasons why a driver might be deemed high risk. Some of the most common reasons include having multiple accidents, traffic violations, or pip claims on your driving record.
- How Long Will Violations Remain on My Record?
Typically, auto insurers will look at the violations and accidents that have taken place over the last three years. In some cases, insurers may go back as far as five years to check for instances that make you a high risk driver.
- How Much Does High Risk Auto Insurance Cost?
The cost of your high risk auto policy depends on a series of individual factors. Your rates will vary depending on your age, location, sex, car, driving experience, and so on. Most importantly, your rates will depend on the reason why you are declared high risk. For instance, most insurers will charge higher premiums for a driver who has been convicted of DUI as compared to a driver who has gotten a couple of speeding tickets.
- How Can I Lower My Car Insurance Costs?
The best way to lower your auto insurance rates is by keeping your driving record clean and proving that you can be a safe, responsible driver. By maintaining a good record, you will gradually see your rates decrease.
This is what you need to know about high risk auto insurance in Fort Lauderdale, Florida. Interested in securing the car coverage that you need? Then don’t hesitate to contact the experts at Staybull Insurance for assistance today.