Learn how international drivers can secure car coverage.
All drivers are required to carry auto insurance in the United States. This is true even if you are not a U.S. resident or have a foreign drivers license. From relying on the coverage offered through your rental car company to securing the right Florida high risk auto insurance, here’s how international drivers can get the car coverage that they need.
- Insurance for Short-Term Visitors
If you are only visiting the U.S. for a short amount of time, then you do not need to secure car insurance form an actual auto insurance company. Generally, your best option is to secure coverage from your car rental company. Rental companies will offer the right coverage to meet legal requirements, and some can even offer you extended coverages if you feel the need to secure more comprehensive coverage during your time in the states.
- Insurance for Long-Term Visitors
If you are staying in the U.S. for an extended period of time and are planning on buying or leasing a car while you are here, then you will need to secure your own policy to protect you as you drive. Unfortunately, international drivers might run into some obstacles when trying to obtain coverage. In the U.S., insurance companies reference a driver’s claims history to determine how risky they are to insure. Because international drivers do not have an accessible claims history, some insurers will refuse to offer them coverage. To secure the necessary coverage, international drivers may need to rely on high-risk auto policies. While these types of policies come with a higher price tag, this could be the only car insurance option available to you.
This is how international drivers can secure the U.S. auto insurance that they need. Do you have questions about securing rental car or Florida high risk auto insurance? If so, then contact the experts at Staybull Insurance. We are ready to assist you with all your specialty car insurance needs today.