Staybull Insurance provides auto insurance all across the State of Florida for high risk individuals. We also have insurance available for individuals that have two prior pip claims. We are an independent agency that writes insurance for many major Florida insurance carriers. Independent insurance agencies are able to find great rates for high risk drivers with bad driving records. If you have any questions about high risk auto insurance in Palm Beach please feel free to give our office a call.
Why am I considered high risk? Insurance companies can consider you high risk for many different reasons. You might be considered high risk because of your driving record, location, age, credit and claims history.
How much does high risk auto insurance cost in Palm Beach? Insurance rates can get expensive in Palm Beach County especially if you have a bad driving record. We have many low cost options available in Palm Beach for high risk drivers. Insurance rates are determined by many factors, to find out exactly how much your rate would be you would need to request a quote.
How long will violations stay on my driving record in Florida? In most cases insurance companies check for tickets, accidents, and claims that occurred in the past three years. Some insurance companies do check your driving record and claims history for the past five years.
What if I have two personal injury protection claims on my record? In most cases we can offer insurance to individuals that have more than one PIP claim in the past three years.
What if I have a DUI on my record? If you were convicted of a DUI in the past three years the State of Florida will most likely require you to have an FR44 filing attached to you auto policy. You must notify your agent of this when you request a quote.
What can I do to lower the cost of my insurance if I have a bad driving record?
Some tips to help lower your insurance rate:
- Reject bodily injury coverage
- Reject comprehensive and collision coverage if you do not have a loan on your vehicle
- Increase your PIP deductible
- Increase your comprehensive and collision deductibles
- Reject uninsured motorist coverage
- Ask your agent to make sure you are getting all available discounts
Why should you choose us for your high risk auto insurance?
We specialize in insurance for individuals that are high risk and can answer any questions you have. Our agency has great markets available for people that have a bad driving record. We service the entire State of Florida and have offices in Jacksonville, Orlando, Port St. Lucie, Fort Lauderdale and Miami. We use the most advanced technology on the market to service our customers and take pride in our jobs. With our agency you can request a quote and purchase your insurance from and smartphone or computer.