Here’s what you need to know about Basic Driver Improvement (BDI) classes in Florida.
If you have been in several auto accidents or have received multiple moving violations, then you may not be able to secure car insurance from a standard insurer. In this case, you will have to secure Florida high risk auto insurance. As this type of coverage is typically much more expensive, most drivers are looking for ways to reduce their risk. One option is enrolling in a basic driver improvement (BDI) course to remove insurance points from your record. But what are BDI classes, and how can you sign up for one? Here’s what you need to know.
To qualify for a BDI course, you must elect this option within 30 days of receiving the citation. Prior to attending the course, you need to alert the county clerk where the citation was issued of your decision to enroll in a course. Drivers must also pay the election fee before they are allowed to take the course. Before enrolling in a BDI course, check to make sure that it is approved by the Florida Department of Highway Safety and Motor Vehicles.
While you can opt to take a BDI course to remove points from your driving record, a BDI may be mandatory for other reasons. For instance, you may be required to enroll in a BDI for the following reasons:
- You were at fault for an accident that resulted in injury.
- You have been in two accidents that resulted in over $500 property damage in a period of two years.
- You passed a school bus while it displayed a stop signal.
- You were racing on the highway.
- You were spectating at a highway race.
- You were convicted of reckless driving.
- You ran a red light.
Again, enrolling in an approved BDI course will help to remove points from your driving record, which will lower your risk in the eyes of insurers. If you cannot enroll in a BDI course and need to secure Florida high risk auto insurance, then contact the experts at Staybull Insurance. We are ready to assist you with all your car coverage needs today.