The Cost of Insuring Your Teen Driver in Floridaadmin
How to save on your teen driver’s auto insurance.
When it comes time for your teen to venture out on the open road, you need to ensure that they are protected with the right auto insurance. Unfortunately, due to their inexperience and tendency towards recklessness, teens tend to be quite expensive to insure. While higher rates are simply impossible to avoid, there are some steps that you can take to keep the cost of your teen’s insurance as low as possible. Here are some of the things that you should do to save on your teen driver’s auto insurance.
- Add Them to Your Existing Policy
When it comes time to insure your teen, do not bother securing them their very own policy. As previously mentioned, auto insurers consider teens high-risk to insure, meaning that they will charge more for coverage. Rather than taking this route, simply add your teen onto your existing auto policy. While this will increase your rates, this increase is still lower than the cost of a separate policy for your teen.
- Take Advantage of Discounts
When you go to add your teen to your policy, make sure you ask your insurer about any discounts that you may qualify for. Oftentimes, teens will get discounts for being good students, taking driving safety courses, having safe cars, and so on. Be sure to apply every discount you possibly can to save on your teen’s coverage.
- Pause Your Teen’s Coverage
If your teen is going away to school and will not have access to a car, then speak to your insurer about withholding their coverage. Many insurers offer deals that allow parents to pause their teen’s coverage temporarily. Naturally, parents will not have to pay for their teen’s insurance during this time, saving them a considerable amount of money.
These are some of the things that you should do to save on your teen driver’s auto insurance in the state of Florida. Do you have additional questions regarding your car insurance costs? If so, then contact the experts at Staybull Insurance. We are ready to assist you with all your auto coverage needs today.